Terms & Conditions

Please read carefully before using this site

  1. Agreement to Terms of Use

These Terms and Conditions of Use (the “Terms of Use”) apply to the website located at www.paulcowan.com (the “Site”) and your use of the same.

These Terms of Use tell you the rules that you must comply with if you wish to use the Site. By using the Site you confirm that you accept these Terms of Use and that you agree to be bound by them. Our Privacy Policy also applies to your use of the Site. If you do not agree to these Terms of Use or the Privacy (see section 8, below), you must not use the Site.

2. Ownership of Site

The Site is the property of Paul Cowan and is registered in England and Wales with number 09865115 and have our registered office at 6 Valentine Place, London, England, SE1 8QH, UK. Our VAT number is GB868026700. To contact us for any reason, please email paul@paulcowan.com

3. Amendments 

We may update these Terms of Use from time to time. It is your responsibility to check these Terms of Use every time you wish to use the Site. Your continued use of the Site will mean that you accept and agree to the changes. No other changes to these Terms of Use are valid or have any effect unless agreed by us in writing.   We may also update and change the Site from time to time.  

4. Intellectual property

The content of the Site is protected by copyright and other intellectual property rights whether they are registered or unregistered (anywhere in the world). We reserve all of our rights in any such intellectual property rights. This means, for example, that we remain owners of them and are able to use them as we see fit.  

Nothing in these Terms of Use grant you any legal rights in the Site other than as necessary to enable you to access the Site. You may not reproduce any part of the Site or any content on the Site unless such reproduction is reasonably necessary for your own personal use or you have otherwise sought and obtained our written permission.

You must not modify any part of the Site or any content on the Site in any way. If you reproduce or modify any party of the Site in breach of these Terms of Use your right to use the Site will cease immediately. 

5. Limitations 

The content on the Site is intended to be a service for our customers and potential customers and is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on the Site. We make no representation, warranties or guarantees, whether express or implied, that the content on the Site is accurate, complete or up to date and we cannot promise that the Site will be fit or suitable for any purpose.       You may not use the Site for any of the following purposes: 

  • disseminating any unlawful, harassing, libellous, abusive, threatening, harmful, vulgar, obscene, or otherwise objectionable material

  • transmitting material that encourages conduct that constitutes a criminal offence, results in civil liability or otherwise breaches any relevant laws, regulations or code of practice

  • gaining unauthorised access to other computer systems

  • attacking the Site via a denial-of-service attack or a distributed denial-of-service attack

  • breaching any laws concerning the use of public telecommunications networks

  • interfering or disrupting networks or websites connected to the Site

  • making, transmitting or storing electronic copies of materials protected by copyright without the permission of the owner

  • knowingly introducing viruses, trojans, worms, logic bomb or other material that is malicious or technologically harmful.

    If, by breaching this provision, you would commit a criminal offence we will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the Site will cease immediately. 

6. Availability of Site

Although we aim to offer the best service, and try to ensure that our Site is free from bugs and viruses, we do not guarantee this or that it will be secure and you acknowledge that interruptions in the availability of the Site may occur. You are responsible for configuring your information technology, computer programmes and platform to access the Site. You should use your own virus protection software. 

Your access to the Site may be occasionally restricted to allow for repairs, maintenance, the introduction of new services or other reasons. We will attempt to restore the service as soon as possible.

You are also responsible for ensuring that all persons who access the Site through your internet connection are aware of these Terms of Use and other applicable terms and conditions, and that they comply with them.